RBQ glossary: letter D

Debt ratio (ratio d’endettement)

A ratio showing how much of the business is financed by debt, most often total liabilities divided by total assets. The higher it is, the more the business depends on its creditors and the more exposed it is to a slowdown. The debt-to-equity ratio, a variant listed in the exam profile, compares debt with the owners’ equity instead.

See also: Working capital (fonds de roulement), Equity (capitaux propres, avoir), Balance sheet (bilan)

Administration examSource: RBQ, Administration competency profile, element 7 (French)

Design-build (conception-construction)

A delivery method in which a single firm is responsible for both the design and the construction of a project, bringing together architects, designers and engineers. The owner therefore has one contract for the whole job. CCDC 14 is the Canadian standard design-build stipulated price contract.

See also: Construction management (gérance de construction), CCDC (Canadian Construction Documents Committee), Stipulated price contract (contrat à forfait)

Project and site management examSource: RBQ, Project and site management competency profile, element 12 (French)

Documents provided (open book)

Acts, regulations or code handed to candidates in the exam room. Each exam’s information sheet separates them from recommended documents, which are for study only and are not handed out. Personal notes are not allowed.

RBQ examsSource: RBQ, exam preparation (French)

Definitions written by RBQexam from the statutes and the RBQ’s pages, without reproducing their text. If in doubt, the official source prevails.